Nigerian Idol (Season 3) 3rd runner up Jayfeel debuts

Although he didn’t win Nigerian Idol season 3, but one contestant people won’t forget in a hurry is 3rd runner up Joshua Enakhimion aka Jayfeel.

After thrilling on the show and having fun while doing it, Jayfeel went on to sign a $150,000 deal with Optima Media Group (OMG) and is set to debut on the scene as not just a charismatic face and beautiful voice, but also a great performer and relevant brand to music in Nigeria and beyond.

Signed on to Klefsound Management founded by award-winning producer Samklef, the young singer is releasing his debut single not just as a music file but with a viral video to express himself to fans better before the official video drops.

The title of the song is Ghetto Love (prod. By Samklef) and the viral video was directed by Samklef as well. Find that after the cut...

  http://www.youtube.com/watch?v=jhKsMejf2Mk&feature=player_embedded

Tonto Dikeh shows off new look

She's dumped the blonde weave for the braids...you like?

Skills Entrepreneurs Should Have

Experts say that before starting a business, one should conduct a self-assessment to find out whether one has the basic entrepreneurial skills that are critical for success. The entrepreneur needs to understand and implement some important business skills if his venture must grow as anticipated. Business management consultants say there are many useful business skills available for entrepreneurs.According to them, the entrepreneur must be able to make strict business decisions that will boost his business. He should be able to adopt shrewd business models that will make him competitive, otherwise his business may not thrive. According to experts, below are useful skills you need to know as an entrepreneur. Take calculated risks As a new entrepreneur, you should be willing to put everything on the line to see that your business thrives. There is no way to play it safe and yet be successful at the same time. You should be able to take calculated risks to give you further mileage positively. Be optimistic and visionary The entrepreneur should set goals that will make his dream become a reality. However, you must first have a vision, experts say. They note that the entrepreneur will have to decide what type of a business he wants to own and in what direction he wants his business to go. They say these are important decisions that must be taken so as to prevent business rut. You are going to find yourself needing to constantly redefine or adjust these decisions as your business grows, but the first step is to create a detailed vision for your business. The entrepreneur must be an optimistic thinker. Optimism is truly an asset, and it will help get the entrepreneur through the tough times that many businesses experience as they find a model that works for them. Be passionate The new entrepreneur must make sure he truly loves what he does, as other people will assess the passion which he has for the business. Experts note that once they see your passion, they will be more likely to do business with you. If you are not passionate, according to them, then you will drive potential customers away instead of attracting them to your company. They note that you should have a good initiative and should instinctively start problem-solving or business improvement projects. Demonstrate confidence This is an important factor in any business. You should never look as if you do not know what you are doing. The new entrepreneur must always be firm and decisive, because this will help put those you deal with at ease. Be excited about your business The new entrepreneur must be energised by his business. He needs to be excited about the venture because his energy level, no matter how high or low it is, will rub off on the people around him. The entrepreneur should maintain a high spirit even when things are not going his way. if you possess these characteristics, then you could be a very successful entrepreneur. Instead of wasting these virtues, the entrepreneur should make sure that he puts them to use when and wherever he can. Understand your business environment This entails a lot, experts say. The area where your venture is situated must have some regulations guiding business operations. It is therefore important for the new entrepreneur to understand what is obtainable of that area in order to run smooth business operations.

Debts You Should Avoid

Recognising debts that you can and cannot afford means assessing income and debt repayments now and in the future. Assessing affordable debts There are debts that are repayable without much inconvenience and it should be easy to recognise if they can be afforded. These debts can take the form of new clothes or food shopping paid by a credit card. Other more significant debts are not so easily assessed. These debts can take the form of buying a car using a loan or finance arrangement, or even buying a property. Large debts require careful assessment to gauge whether or not they are affordable. Planning a financially safe future Financial budgets are vital when it comes to future and present finances. It's easy to allow debts to continue for years but it definitely doesn't make financial sense. Setting out a financial budget will help to assess timescales when it comes to debt. A financial budget or plan will help to break down how much purchases will actually cost in total when bought using credit. Present income versus expenditure will be part of the plan but debts that are still being paid in five years time should also be part of the picture. Can you afford large debts? Items purchased on credit, such as a new car, are major debts. Some people will simply go ahead and take on this debt without giving the future much thought. Repaying a large debt over many years will drain money in terms of interest payments; the longer the repayment schedule, the more interest. A good rule of thumb for high price purchase items should be the length of repayment. If an item such as a car cannot be paid for in five years then this debt is really not affordable. Building a financial nest egg into a budget Even when purchasing good debts such as a mortgage there are variables. Financial instability can occur at anytime without notice. Interest rates can increase as can mortgage payments. This is why it is important to build up savings in case income does decrease for any reason. Think of these savings as a safety net, something that can be used to weather any financial storm. Assessing future debts and savings will determine whether a debt can or can't be afforded at the present time. A financial budget is the best way to assess whether or not certain debts can be afforded. The budget should also figure in future purchases that are unavoidable or simply make good financial sense. This is a long term financial forecast. Although there may be some unforeseen financial bumps the budget should be a good guideline to recognising debts you can and cannot afford.

Are You In Debt?

Are you facing money problems? The early warning signs are usually very clear and include the following: By Nimi Akinkugbe You are completely broke long before payday; you are regularly having to borrow from friends and relations just to make ends meet; you are missing debt payments; you are coming under pressure from your bankers and other lenders; your money worries are keeping you awake at night How did you get to this point? Is it your lifestyle? Are you extravagant? Do you make poor spending decisions? Do you feel under pressure to try to keep up socially? Perhaps you are just not earning enough to fund your current lifestyle and obligations. There are so many reasons for money problems, but the good news is that by recognizing and acknowledging the fact that there is indeed a problem, you can start to take the deliberate and necessary steps to address it. Your attitude to your debt problems can hinder your financial recovery. If your way of dealing with it is to wish it away, remember that inaction will only make things worse. With interest, late payment penalty charges, and the attendant fees and charges you will find that almost all your money goes towards debt service. It is important to get your debt under control or at least to try to reduce it significantly. It is important to know how much you owe if you are going to get out debt. Who do you owe? How much do you owe? What is the interest rate on your loan? To get a true picture of what you owe, list all your debts - in no particular order at first. You can list them according to amount, due dates, interest rates, your creditors; it doesn't really matter. Be sure that you are current with the minimum payments on all your debt. If you are finding this difficult approach your creditors to discuss the possibilities of restructuring the debt in a way that enables you to repay over an adjusted period and in amounts that you can more easily afford. Failure to make timely payments will only make things worse. Track your expenses for a month to determine exactly what comes in and what you are spending it on. Create a budget and set strict spending limits for food, transport, clothing, school fees, entertainment, and utilities. There is usually some waste lurking in the monthly budget; be realistic and honest with yourself, as you must find a way to cut back. If you can find just that little bit of extra money after budgeting for the entire essential expenses, then you can use this towards reducing your debt. Prioritise your debt and put your bills in the order in which you want to pay them off. Ideally it should be organised according to interest rates. The higher the rate, the more you are paying beyond your actual principal so it makes sense to pay off the debt with the highest interest first. On the other hand, some people prefer to pay off smallest debts first, as this is motivating and quickly gives a sense of achievement as they systematically pay off their debt. As you start to tackle your "priority" debts, determine how much extra you can afford to pay each month over and above the minimum monthly repayments.

3 Useful Tips on How to Get Closer to Your Partner

You can stop feeling sorry for your friends in long-distance relationships: turns out, long-distance couples tend to have stronger relationships, according to a new study published in the Journal of Communication. For the study, researchers from the City University of Hong Kong and Cornell University had 63 couples (30 of which were long-distance) keep track of every single interaction they had during the course of a week. Researchers also asked them how close they felt to their partner after each of these interactions. Sure enough, the long-distance couples reported higher levels of intimacy. While it might be counterintuitive, this doesn't come as a total shock: Previous research published in 2010 shows that long-distance couples tend to report more relationship satisfaction, higher levels of trust, and more stability than their non-long-distance counterparts. So why does absence really seem to make the heart grow fonder? There are likely two things at work, say study authors: First, people in long-distance relationships appear to be better communicators, according to the interactions they recorded. Another factor might be that couples separated by distance in the study were more likely to idealize each other; they viewed their partners as being even more communicative than they actually were - which helped keep positive feelings about them flowing. That's not to say that you have to live several states away from your partner to have a solid relationship. Just follow these tips from study author Crystal Jiang, PhD, an assistant professor in the department of media and communication at the City University of Hong Kong, to steal the same strategies that people in long-distance relationships tend to use: 1. Tell Your Partner How You Feel Sure, long-distance couples tend to express their affection and commitment more often - and it doesn't hurt to say that you love each other on a regular basis (even if it goes without saying). But that's not the only feeling you should be talking about with your S.O. In the study, long-distance couples did more of something researchers call "self-disclosure," which basically means opening up about what you've been thinking, feeling, and doing lately. So the next time you're debating whether to tell your partner about the annoying thing that happened at work recently, start talking. "Self-disclosure is one of the ways people communicate intimacy and caring," says Jiang. 2. Listen Up Whereas you might show your partner some love by picking up dinner for them or offering to go to Ikea with them to make the trip a little more fun, long-distance couples usually don't have that option. What they can offer: their attention. "People in long-distance relationships are often valued for their ability to provide special insight, empathy, or understanding," says Jiang. Follow their lead by really listening to what your partner says to you - even when you're in one of those just-smile-and-nodmoods. What exactly you say in response to your partner isn't nearly as important as clearly addressing what they've just said in a supportive way. "Efforts are really the key thing here," says Jiang. 3. Cut Your Partner Some Slack As we mentioned earlier, one of the big reasons researchers say long-distance relationships are stronger is that people tend to idealize their S.O. when they don't have to see them throwing their dirty socks on the floor or playing video games every day. Totally losing touch with reality obviously isn't a good thing, but keeping mental tabs on the good things about your partner - and even building them up a little bit -is going to be way better for your bond than fuming (silently or otherwise) about his Xbox addiction. "Moderate idealization can help couples stay positive about their partner's traits," says Jiang. So focus on how sweet it was when he refused to let you do the dishes the other night - and maybe look the other way the next time he forgets that hampers exist.

S*x Secret: The Number One Thing Women Want In Bed

Agreed, we all want different things in our s*xual lives, but research has revealed one common thing women truly want. And that is Emotional Intimacy. During a survey of over 1,000 women, each woman was asked about their bests*x. 96 percent of the women revealed that the best s*x they have ever had waswith someone with whom they are emotionally connected. Other reasons women (and even sometimes men) gave for enjoying s*x include “being with someone I love,” followed by “feeling good about my s*xual abilities” and “when my partner compliments me.” So what are the top three things women crave? The survey reveals that the top three requirements for great s*x are physical attraction, emotional intimacy and feeling secure and loved. This also laid credence to the survey conducted by Durex which revealed that 87 percent of women said the hottest s*x they’d ever had was with someone they knew and trusted, and 95 percent of men said s*x is more fulfilling with an emotional connection. So it seems the best way to get into a woman’s panties is through her heart.